Where Should Creatives Put Their Money Between Paychecks?

A Guide for the Chronically Inconsistent Income Club

If you’re a creative, you don’t have “income.”
You have surprises.

Maybe it’s a late invoice suddenly paid at 2 a.m.
Maybe it’s a deal that “should close next week” (and then doesn’t for six months).
Maybe it’s a residual check for $7.16 that arrives just in time to buy… half a latte.

Point is: your cashflow is basically a haunted house. You think you know w…