Mortgage Secrets for People Who Have A Hard Time Getting A Mortgage

Crying is totally normal.

Most homeowners aren’t shy about telling you how awesome their house is and all about the perks of living in a house that they own. Especially on Instagram where they’ll probably post an artful “photodump” of their gorgeous balcony … but they’re a lot less forthcoming about the ugly aspects of buying a house and getting a mortgage.

And yes, it can get ugly, and there are sacrifices. Here’s what nobody is telling you about getting a mortgage and buying a house (especially for the first time).

Don’t Try to Time the Market 

Don’t obsess with trying to time the market and figure out when is the best time to buy. It’s as futile as obsessing over when the writers/actors strike will end. Trying to anticipate the housing market is impossible. The best time to buy is when you find your perfect house and you can afford it. Real estate is cyclical, it goes up and it goes down and it goes back up again. So, if you try to wait for the perfect time, you’re probably going to miss out.

Buying a House is Like Using Dating Apps

If you finally find a good house in your price range, just fucking get it!

Dont do what dating app culture has done (discourage commitment). Because there are so many people on dating apps, users are less likely to commit to a relationship. If you meet someone, hit it off, and continue dating, you’ll always think you have a backup plan if things don’t work out. Every flaw becomes an excuse to explore other options because you think they’re out there…waiting for you. You can never have a successful relationship if you’re constantly living in the hypothetical. The same theory goes for homes. There’s always gonna be homes for sale and buyers that want them. And no home will be completely flawless.